SUHARTONO

Suhartono is a highly experienced professional in the banking sector, with more than 37 years of extensive industry experience. His areas of expertise include banking and finance, credit and loan management, risk management and security oversight, international trade, as well as business and financial analysis.

Suhartono’s educational background began at AUB College Surakarta in 1985. He later continued his professional banking education at PLKP–LPPI (IBI – Indonesian Bankers Institute) Jakarta in 1987, which he completed with excellent academic distinction. This strong educational foundation equipped him with solid technical knowledge and professional discipline, paving the way for his long-standing career in Indonesia’s banking industry.

Over the years, Suhartono has held various strategic and advisory roles across both national and international institutions. He served as a Banking Consultant at PT Bakitech Jakarta. He subsequently worked as a Business Analyst / Project Management Office (PMO) at Mitsubishi UFJ Financial Group through PT Emerio Corp. His international exposure continued with his role as Business Analyst and Subject Matter Expert (SME) for Trade Finance and Loans at Bank of America Merrill Lynch.

Throughout his career, Suhartono has successfully led and contributed to numerous significant projects. These include serving as Consultant for Foreign Exchange Bank Establishment and SOP Preparation for Export, Import, and Remittance at Bank Bukopin (1995–1996), General Manager for Furniture and Handicraft Export Operations at Staid Proca International (2000–2003), and Consultant for Trade Finance and Treasury Project Development at Bank Bukopin (2004–2007). He later acted as Consultant for Business Continuity Plan (BCP) SOP at Bank DKI (2008–2009), Consultant for Loan Approval System Versioning at Bank BRI, and Consultant for Regulatory Reporting at Bank Saudara (2009–2012). His expertise was further utilized as Consultant for Regulatory and Non-Regulatory Reporting at BII Maybank (2012–2017) and as Project Management Officer for Core Banking System Migration in Jakarta (2017–2019). More recently, Suhartono has served as SME for Trade Finance Product Review at PT Collega Inti Pratama (2022), Consultant for Regulatory Reporting Projects (SLIK and Antasena) at PT DGI Data, and Trainer for Foreign Exchange Bank Transaction Programs at BPD Kalsel (2024).

These include serving as Consultant for Foreign Exchange Bank Establishment and SOP Preparation for Export, Import, and Remittance at Bank Bukopin (1995–1996), General Manager for Furniture and Handicraft Export Operations at Staid Proca International (2000–2003), and Consultant for Trade Finance and Treasury Project Development at Bank Bukopin (2004–2007). He later acted as Consultant for Business Continuity Plan (BCP) SOP at Bank DKI (2008–2009), Consultant for Loan Approval System Versioning at Bank BRI, and Consultant for Regulatory Reporting at Bank Saudara (2009–2012). His expertise was further utilized as Consultant for Regulatory and Non-Regulatory Reporting at BII Maybank (2012–2017) and as Project Management Officer for Core Banking System Migration in Jakarta (2017–2019). More recently, Suhartono has served as SME for Trade Finance Product Review at PT Collega Inti Pratama (2022), Consultant for Regulatory Reporting Projects (SLIK and Antasena) at PT DGI Data, and Trainer for Foreign Exchange Bank Transaction Programs at BPD Kalsel (2024).

Currently, Suhartono serves as Development Trade Finance System at PT Matair Terra Solusi Jakarta and as a Partner at RIVAI Business Consulting. His exceptional experience, deep technical expertise, and practical approach significantly strengthen RIVAI Business Consulting’s ability to deliver effective, high-quality solutions.

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